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ratenkauf by EasyCredit

Shop online and pay conveniently in installments

  • Order values: 200 to 10,000 euros
  • Terms: 6 to 60 months
  • Processing fees: None
  • Simply choose "ratenkauf by easyCredit" and your preferred rate in the payment process: Immediately - Flexible - Transparent


First, you receive your order, and you can decide about keeping it. You pay the first installment no earlier than 30 days after delivery. You will receive your detailed installment plan by email. Early repayments and payment breaks are possible free of charge.

What is the ratenkauf (installment purchase) by easyCredit?

With the installment purchase by easyCredit, you have the option of paying conveniently and easily in installments. You decide how much you want to pay and thus enjoy the greatest flexibility in realizing your wishes.

Who can complete the hire purchase by easyCredit?

If you can have a regular monthly income, TeamBank will be happy to review your wishes.

Which documents are necessary for the order?

You will immediately receive the decision as to whether an installment purchase by easyCredit is possible as part of the ordering process. A subsequent check is no longer necessary, so that no documents have to be submitted.

Which loan amounts are possible with the installment purchase by easyCredit?

You can make purchases between EUR 200 and EUR 10,000 conveniently and easily using ratenkauf by easyCredit.

What terms are offered?

Terms between 6 and 60 months are possible.

Which securities are necessary?

There is no need to provide securities.

When are the monthly payments debited?

The first installment will be collected at the earliest 30 days after completion. The move-in date is automatically set to the 1st of the month. Changes on the 15th of a month are possible at any time during the term in your easyCredit customer portal.

Are special repayments possible during the term?

Special repayments are possible at any time, free of charge. The monthly rate is automatically reduced through special payments. Please note that the minimum rate of 20.00 euros cannot be fallen below.

Does the rejection of my financing request affect further orders?

No, your product request is checked individually every time, so that a later decision can be positive.

Does the PostIdent procedure have to be carried out?

No, the PostIdent procedure is not necessary.

Can I adjust my installment plan during the term?

Should there be financial straits during the term, there is the possibility of a suspension or a permanent reduction of the rate. Simply visit your easyCredit customer portal and make the desired adjustments yourself.

What is the easyCredit customer portal?

When paying with ratenkauf by easyCredit, you will automatically receive the access data for your personal easyCredit customer portal. Here you can manage your installment purchases, make changes to your data, place orders or even execute them yourself. This online portal also serves as your mailbox, in which all relevant documents for your installment purchase are stored and can be viewed at any time.

Who is the provider behind easyCredit?

ratenkauf by easyCredit is a product of TeamBank AG Nürnberg, Beuthener Straße 25, 90471 Nürnberg, With easyCredit, TeamBank is the installment loan expert of the cooperative financial network Volksbanken Raiffeisenbanken and stands for consumer friendliness and fairness.

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